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Library term·FinTech & data science

Open Banking & the Financial API Economy

PSD2-style access tokens, TPP licensing, and customer consent UX define the rails.

Authored by·Editorially reviewed
Onur Erkan Yıldız
Founder, Financial Engineer · CMB-licensed

Overview

Data minimisation and audit logs are compliance pillars.

Practical takeaway

Aggregation APIs unlocked PFM innovation; payments APIs unlocked instant rails where available.

How this connects to Finvestopia

Finvestopia doesn’t custody your bank creds — learn the same least privilege posture for keys you attach to bots.

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Educational content authored by our team — informational only, not investment advice.